JCRA provides Financial Risk Management and Structured Finance services. Through the use of structured hedging strategies JCRA helps clients generate improved profitability. The service is tailored to the unique circumstances of each client.

   Interest rate risk
   Foreign exchange risk
   Property risk
   Inflation risk

JCRSF provides totally independent advice on the viability of alternative forms of finance. Apart from bank debt, JCRSF has developed a specialist knowledge of financing through securitisation.

JCRA provides an independent valuation and benchmarking service, ensuring that clients benefit from the best return available to suit their needs.

Interest rate risk

Interest rate derivative instruments can be used to transform either fixed or floating rate borrowings into alternative and more appropriate forms of interest rate cost. JCRA looks to ensure that it's clients, at worst, meet their budgeted funding costs whilst leaving open the possibility to benefit if market movements should be favourable. We would also aim to ensure that if a hedging structure is terminated prior to its maturity that any cancellation cost is either eliminated or restricted to a predetermined maximum amount.

Financial instruments controlling risk exposures are not price transparent and JCRA ensures that our clients are able to access best pricing when putting interest rate hedging structures in place. We utilise our own proprietary pricing model when assessing interest rate risk.