We provide Financial Risk Management and Structured Finance advisory services. We help you generate improved profitability and the services we offer are always tailored to your unique circumstances.
Our core services
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Financial Risk Management |
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Structured Finance |
| JCRA provide totally independent advice on the viability of alternative forms of finance... [+ more] |
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Commodities |
| JCRA provide experienced independent advice to participants in the commodities markets... [+ more] |
Financial Risk Management
Cash Management
We can evaluate a wide range of short-term investment opportunities including bank treasury deposits, call accounts, money market funds, certificates of deposit, short-term notes and other instruments.
We can work with you across a range of sectors (including Property, Private Equity, Higher Education and Social Housing) to understand your liquidity requirements and investment objectives in order to put in place efficient cash management strategies. The balance of risk versus return, and capital preservation, is paramount in defining this strategy.
In particular, we can advise and assist in:
- The preparation and documentation of cash management strategies and protocol.
- Creating optimal cash management solutions, by balancing security, liquidity and yield.
- Providing input on counterparty risk and the management of counterparty exposures by proactively keeping clients informed as to the perceived financial strength and credit rating of financial institutions
- Delivering value added solutions to enhance cash management outcomes
- Other areas of expertise include implementation of treasury management policy, strategy, controls, procedures and reporting.
The recent turbulence in financial markets has emphasised the importance of credit quality and the counterparty risk of banks. In advising clients on the management of their cash resources, we place a strong emphasis on credit quality. Alternative investment vehicles, and the returns that might be expected from them, are benchmarked according to the credit quality assigned to them by the rating agencies. Many clients do not focus on cash as a core part of their business, and although cash returns are currently very low, structured cash management can significantly enhance returns and establish a beneficial position in the event of interest rates starting to increase again. We recognise it is important that you maintain ample liquidity to meet your cash flow obligations while still obtaining competitive market returns. Furthermore, minimising the time, and cost, spent on the active management of cash needs to be factor in rolling out a cash management strategy.
For more information please contact Jackie Bowie or Michael Leslie at info@jcra.co.uk or call on 0207 493 3310.